On average, over a million lives are lost annually through auto accidents across the world. And that amounts to over 3000 road crash daily fatalities. While that’s so, Africa accounts for most fatalities on average when it comes to global rank. As such, securing auto insurance as well as life insurance pays.
Insurance coverage offers peace of mind through financial protection in case of an unforeseen accident. Thanks to auto insurance, you will minimize the cost of repairing damage to your vehicle. And if you’re at fault for the accidents, it will also cushion you when paying for other car damages. With that said, here are the top 10 best auto insurance companies in 2022:
1. Lasaco Assurance Plc
While you can source auto insurance coverage from many companies in this industry, Lesaco Assurance Plc is unique. Through their tailored policies, you can choose what to include in your auto policy. Some of the services in this tailored cover include medical expenses, car loss or damage, and towing.
Alternatively, you can choose to take a comprehensive cover and protect your car against a vast range of damages. That means, your vehicles will have a cover against loss or damages from theft, fire, or accident. What’s more, it also protects you from legal liability due to third-party accidental damage, injuries, or resulting death.
2. Industrial and General Insurance Company
Want protection against auto damage, medical expenses, third-party death as a result of a road accident? Well, get in touch with Industrial and General Insurance Company. Their covers include a comprehensive plan that comes with a range of benefits. Third-party only - provides cover where you are faced with legal liability due to body injuries or death. And then there’s third-party theft and fire cover.
3. Leadway Assurance
If you are looking for a comprehensive auto insurance cover for your vehicle, consider Leadway Assurance. With decades of experience in offering insurance services, they are the best partners. What’s more, they are one of the top insurance companies when it comes to customer service efficiency.
And thanks to their comprehensive coverage, they are most reliable when you want to secure your vehicle against damage. So whether it's auto damage due to theft, fire, or car accidents, you should choose Leadway Assurance.
In addition to the coverage of your vehicle damage, it can also cover damage to the other vehicles. And depending on the type of policy you choose, you can also include bodily injury and death.
4. AIICO Insurance Company
Also known as American International Insurance Company, it’s among the best options when it comes to auto insurance. With over a half-century in business, they have some of the best policies you can rely on. What’s more, AIICO is leading in this industry when it comes to retail insurance for auto and life coverage. In addition to auto insurance, they also offer:
• Life insurance cover
• Travel insurance plan
• Agric insurance
• Home insurance
5. Custodian & Allied Insurance Company
Want peace of mind when driving your vehicle on the road? Well, you should try Custodian & Allied Insurance Company. Their cover includes replacement costs, repair expenses, and medical costs. What’s more, they also cover against vehicle damage by fire or loss through theft. To ensure your vehicle is safe, consider one of their motor insurance policies. They include Third-Party property cover, comprehensive cover, and Third-party theft and fire cover.
6. Continental Insurance
With over 3 decades in this industry, Continental Reinsurance has developed a great reputation for itself. Previously a private company, it has diversified into various sectors including auto insurance.
Therefore, if you want one of the best auto covers for your vehicle, don’t hesitate to contact Continental Insurance. Other insurance covers they offer include a Business plan, pet plan, home plan, and insurance plan, among others.
7. Zenith Insurance Plc
Zenith Insurance Plc has built a reputation for itself among the banking industry in the country. While that’s so, it’s also best in car insurance cover. Thanks to its diverse policies, you can get a cover for both private and commercial vehicles. What’s more, those with a motorcycle can also get motor insurance cover from this company.
8. AXA Mansard Insurance
AXA Mansard Insurance Company is the best pick for all kinds of auto insurance needs. For starters, they are offering auto classic cover for anyone who needs an affordable plan for their vehicle. This policy has all basic coverage that includes towing fees and medical costs.
What’s more, they also have other comprehensive plans to fit your specific motor insurance needs. They include AutoGo, AutoPlus, and AutoFlex. For more info on these, check out their official site.
9. Godlink Insurance Company
Godlink Insurance Plc is also one of the best options if you are looking for a comprehensive auto cover. They provide policies for both private and commercial vehicles. So, if you want to secure your commercial vehicles plus the goods on them, consider this company. In case you have a motorcycle, you’re also not left out. Lastly, other basic covers they offer include third-party property only and third-party damage by theft or fire.
10. Cornerstone Insurance Company
Accidents come without warning, but when you have Cornerstone Insurance Company, as your partner, you are well secured. Through their auto insurance cover, you have protection against damage costs on your vehicles as a result of an accident. Also, they cover auto losses due to theft and total damage as a result of a fire. Depending on your plan, you can also get auto protection for malicious damage due to riots or strikes.
Final Take
Are you ready to cover your vehicle with auto insurance? Well, find a perfect match for your vehicle in these top 10 best auto insurance companies in 2022. They are some of the best reliable when it comes to this industry. And to get the best policy, consider contacting several companies and then compare their offer.
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